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January 2019 - Gym Memberships - Understand Your Financial Commitment

People Running in Gym Have you made any New Year’s resolutions? Do they involve getting in better shape? If so, you’re not alone.

January is a popular month for gym enrollment and gyms are a great resource to help you keep your resolution. Understand, though, that you’re signing a legal contract and waivers. Know your risks.

Gym membership is a financial commitment. Reduced monthly rates are incentive to join but don’t represent the real cost of enrollment. Usage patterns show 67% of gym members never use their memberships; others use their membership sparingly. So, on a per visit basis your membership costs could be quite high. This can be especially true for “lifetime memberships.” While it may seem like a good idea, you have to ask yourself whether you want to be tied to the same gym for the rest of your life – circumstances may require you to move out of the area or gym conditions can change over time.

Be aware your membership may include additional charges, such as:

  • initiation / sign-up fees , which can range from $100 up depending on location and type of facility;
  • surplus charges for services or amenities not covered under general membership;
  • termination / early cancellation fees;
  • freeze / suspension fees, which allow you to keep your membership at a reduced rate if work, personal obligations, or an injury temporarily prevent you from exercising.

It’s to your benefit to have a good understanding of all fees associated with the membership before signing a contract. While you tour the facility, ask upfront about what will and will not be included in your membership. Feel free to ask about month-to-month memberships; get answers in writing as to what the bottom line fee will be each month. Don’t be afraid to negotiate. Salespeople often work on commission and may have flexibility with the fees. Shop around; compare facilities and prices.

Most importantly - Read the Contract. Make sure you understand the cancellation fees and terms and that all promises made to you are written into the contract.

Here’s to a safe, healthy New Year and happy exercising!

What Our Clients are Saying

The absolute BEST!!! I have a family of attorneys but needed someone local. Victor was recommended to me and words cannot describe how pleased I was with his firm. The outstanding service and attention each member of his staff gave to me surpassed any and all expectations. Victor surrounds himself with a hardworking team that he leads. I felt it was money spent wisely. I will continue to recommend Victor and his associates.

- Stephanie

Mr. Rotolo has helped me numerous times in legal matters and has continued to support and help me through countless hardships. He is dedicated to providing the best service and is a true professional. I will continue to consult with him regarding any legal issues in the future. He is a respectable, hardworking, kind hearted man and I would recommend his legal services to anyone.

- Matthew

I am an attorney and have practiced law for 26 years. I hired Vic to handle a very difficult family matter because I do not handle family law. Vic was extremely competent and obtained a result far beyond my expectations. Without his counsel my son's and family's life would have been changed forever. Thank you Vic for your good lawyering. I very much appreciate the personal attention and time dedicated to this matter. I highly recommend Vic.

- Anthony

We recently had a situation where we needed to hire an attorney. We selected Kearns Rotolo Law and I can honestly say that we were above and beyond satisfied with Vic and his team. We would absolutely recommend this firm to anyone should the need arise. We blindly picked the firm out of the phone book because I liked his ad. Now I believe that God was pointing us in the right direction. Thank you Vic and Kearns Rotolo Law for being there for us in our time of need.

- Kim

Victor's expertise, due diligence, and empathy for his client made my first experience with the law (and last) a non-stressful one. Before the case, I did my research and looked over about 20 lawyers before choosing Victor. All my sources pointed to him as the best and they weren't off even a bit. Victor treated my case like it was his own and kept me up to date with all my appointments, breakthroughs in the case, and guided me step through step in a process that I never thought that I had to come to endure. If Victor's not available Susy will go out of her way to take care you. The productivity and efficiency in that office is second to none. Thank you Victor!

- Michael